What is the difference between FEE-HELP and HECS?
HECS-HELP is a loan for eligible Commonwealth supported students studying at public universities (and some approved private higher education providers), whereas FEE-HELP can be offered to eligible students who study courses where the tuition fees are set by the approved providers. via
Does Centrelink help pay for TAFE courses?
Payments You May Be Eligible For with Centrelink Approved Courses. The Department of Human Services delivers payments to students and Australian apprentices who are studying or training. via
What is VET FEE-HELP?
VET FEE-HELP is a Government loan scheme that assists eligible students to pay their tuition fees for higher-level vocational education and training (VET) courses (at the diploma-level and above) undertaken at approved providers. via
What is the 25% loan FEE for FEE-help?
The loan fee is 25% of the tuition fee for each unit and it is applied, as you undertake your course, to each unit that is paid for with a FEE-HELP loan. For example, if you are undertaking a unit which costs $1,000 (and you use a FEE-HELP loan for the entire amount) the loan fee is $250 (i.e. 25% of $1,000 = $250). via
Is FEE-HELP tax deductible in Australia?
You may be eligible for a tax deduction if you receive the FEE-HELP loan and your study meets the requirements for self-education expenses. While the loan fee is not tax deductible, you may receive a tax deduction for the amount of your tuition fees. For more information on this, contact the ATO directly. via
How is FEE-HELP paid back?
You pay back your HELP debt through the tax system once you earn above the compulsory repayment threshold. The compulsory repayment threshold is different each year. The compulsory repayment threshold for the 2021-22 income year is $47,014. via
Can I get Centrelink if I study online?
Eligibility for student payments is the same whether you study through distance education or on campus. You must have a full time study load to get Youth Allowance, Austudy or ABSTUDY Living Allowance. via
How many hours can you work and still get Centrelink?
suitable paid work for at least 15 hours per fortnight in the first 12 months you're on a payment. voluntary work of no more than 15 hours per fortnight in the first 12 months you're on a payment. via
Can I get Centrelink if I study part time?
Part time study
You're studying part time if you're doing less than 75% of your course's full time study load. If you're under 22 and studying part time, you might get Youth Allowance as a job seeker. via
How much do vets cost in Australia?
Visits to the vet: Routine visits to the vet total an average of $397 for dogs and $273 for cats. If you buy health products (such as worm tablets, flea and tick treatments) while you're there, you might expect to spend an additional $248 for your dog and $159 for your cat. via
What is the fee-help limit?
The FEE-HELP limit is the total amount you can borrow over your lifetime under the FEE-HELP and VET FEE-HELP/ VET Student Loans schemes. In 2019, the general FEE-HELP limit is $104,440 for most students (a higher limit applies for specific medicine, dentistry and veterinary science courses). via
When did VET fee-help end?
VET FEE-HELP closed for new students on 31 December 2016. VET Student Loans began on 1 January 2017 and replaced VET FEE-HELP. via
How much is a TAFE course?
A tuition fee – the total course fee can range from: AUD$4,395 to AUD$15,450 per semester for vocational courses. AUD$6,680 to AUD$11,500 per semester for TAFE NSW Degree courses. via
Does FEE-help charge interest?
There is no interest charged on HELP debts. However, after your debt is more than 11 months old it is subject to indexation which is applied on 1 June each year. via
Can I get FEE-help as a permanent resident?
This is the only instance in which permanent residents may access a FEE-HELP loan for their tuition fees if their study meets the specific eligibility criteria. via
Are school fees tax deductible in Australia?
Private school fees are not tax deductible in Australia. Nor are fees or levies paid to public schools. However, many private schools and some public schools operate building or library funds to which parents and ex-students are encouraged to make tax-deductible donations. via
Can university fees be claimed on tax?
If you're studying a course that will maintain or improve your skills in your current occupation, you can claim the costs of study as a self-education expense. You can also claim the costs of course fees, textbooks, stationary, travel costs and the depreciation of items like laptops, tablets and printers. via
Can you claim school fees on tax Australia?
You must include business income (like income from employment) in your annual tax return. You may be able to claim a deduction for specific expenses related to your self-education or study, if the education is relevant to earning your income. via
How much are FEE-HELP repayments?
Currently, if you get a FEE-HELP loan to pay for your undergraduate course, you will have to pay a 25 per cent loan fee*. From 1 January 2022, the loan fee will reduce to 20 per cent for units of study with a census date on or after 1 January 2022. via
Do student loans go away after 7 years?
Student loans don't go away after 7 years. There is no program for loan forgiveness or loan cancellation after 7 years. However, if it's been more than 7.5 years since you made a payment on your student loan debt and you default, the debt and the missed payments can be removed from your credit report. via
Can you dispute a student loan?
The bureau provides oversight of many financial products, including private student loans, and can assist with disputes. Federal student loan borrowers also have the option of filing a complaint with the bureau. You can submit a complaint through the bureau's online database and follow the process of the dispute. via
How many hours a week is full time study for Centrelink?
We measure the study load of each subject using a scale called the Equivalent Full Time Study Load—or EFTSL—and yes, this is also recognised by Centrelink. Full-time study means that your subjects have a combined EFTSL of at least 0.250. This is normally two subjects, requiring 20 to 24 hours of study per week. via
What benefits can I claim if I'm a full time student?
You can only usually claim income-related employment and support allowance while studying full-time if you also receive disability living allowance or personal independence payment. You should be able to study part-time while claiming income-related employment and support allowance. via
How much can you earn before Centrelink payments stop?
We'll start to reduce your payment if your income is over $437 a fortnight. The Income Bank can help you keep more of your payment. You can get credits if your income is less than $437 a fortnight. Then you can use the credits when you earn more than $437 in a different fortnight. via
How much money can I earn before it affects Centrelink?
You can have income up to the income limit before we reduce your payment. The limit depends on how many children you have. $243.80 plus $24.60 for each extra child. Your payment will reduce by 40 cents for every dollar of income you have over the gross income limit. via
Can I get Centrelink if I have savings?
If you have savings or other 'liquid assets' over $5 500 you will have up to a maximum of 13 weeks to serve a “Liquid Assets Waiting Period”. That is, your first payment will be delayed. Make sure you apply as soon as possible so that you can start serving any waiting period sooner rather than later. via
Do I have to tell Centrelink if im studying?
If there's been a change in your circumstances, you must let Centrelink know within 14 days. If you don't tell them, it may affect your payment and you may need to pay back money already paid to you. Changes to your study may affect your eligibility to the Student Start-up Loan. via
How many hours per week is part time study?
A part-time study load requires a minimum of 10 to 15 hours per week to get through course content and produce your assessments. via
Are vets free in Australia?
Typical vet costs in Australia
What's the average cost of an emergency vet visit? A standard dog or cat vet check-up cost could sit around the $50–$100 mark, depending on your pet's age and whether they have any health problems. Then you need to take into account the cost of regular vaccinations. via
Why are vets so expensive Australia?
Why is veterinary care for my pet so expensive? One reason you sometimes feel you are paying more than you'd like for your pet's health care, is that the costs of human health care in this country are heavily subsidised by governments and private health insurance. via
Do vets overcharge?
6. Vets often overcharge for pet medications. For prescriptions like flea, tick and heartworm medications, online pharmacies like PetCareRx are most likely going to offer you a better price than your vet. It's possible your vet could match these lower prices, but you'd have to ask your vet to find out. via